My wife is due to in the next week or two. I just got off the phone with my insurance and they are saying that the birth would only trigger a special enrollment for the newborn and not my wife. This is in NYC. Does anyone know if this true or not?
Currently my wife has her own insurance provided by her company which she is being removed from to switch to my plan. Our understanding was that we could add her at the same time as the child. So her insurance will end soon.
This is the text from my plan
SPECIAL ENROLLMENT PERIOD (DEPENDENT ACQUISITION) An employee who is currently covered or not covered under the Plan, but who acquires a new dependent may request a special enrollment period for himself, if applicable, his newly acquired dependent and his spouse, if not already covered under this Plan and otherwise eligible for coverage. For the purposes of this provision, the acquisition of a new dependent includes: – marriage – birth of a dependent child – adoption or placement for adoption of a dependent child The employee must request the special enrollment within thirty-one (31) days of the acquisition of the dependent. The effective date of coverage as the result of a special enrollment shall be: 1. in the case of marriage, the date of such marriage; 2. in the case of a dependent’s birth, the date of such birth; 3. in the case of adoption or placement for adoption, the date of such adoption or placement for adoption.
submitted by /u/skald89
[link] [comments]My wife is due to in the next week or two. I just got off the phone with my insurance and they are saying that the birth would only trigger a special enrollment for the newborn and not my wife. This is in NYC. Does anyone know if this true or not? Currently my wife has her own insurance provided by her company which she is being removed from to switch to my plan. Our understanding was that we could add her at the same time as the child. So her insurance will end soon. This is the text from my plan SPECIAL ENROLLMENT PERIOD (DEPENDENT ACQUISITION) An employee who is currently covered or not covered under the Plan, but who acquires a new dependent may request a special enrollment period for himself, if applicable, his newly acquired dependent and his spouse, if not already covered under this Plan and otherwise eligible for coverage. For the purposes of this provision, the acquisition of a new dependent includes: – marriage – birth of a dependent child – adoption or placement for adoption of a dependent child The employee must request the special enrollment within thirty-one (31) days of the acquisition of the dependent. The effective date of coverage as the result of a special enrollment shall be: 1. in the case of marriage, the date of such marriage; 2. in the case of a dependent’s birth, the date of such birth; 3. in the case of adoption or placement for adoption, the date of such adoption or placement for adoption. submitted by /u/skald89 [link] [comments]Read Morer/HealthInsurance