I (22M) live in NJ (08051), have a shitty employer-sponsored plan with an extremely high deductible (Anthem BC/BS) through my father (we live in different states).
I have a lot of doctor’s visits and the deductible kills me. I was looking to purchase secondary coverage or an indemnity policy to help offload some of the cost as it’s just pretty much me that actually goes to the doctor.
However, every insurance portal and website I visit (tried Cigna, Aetna, United HC, etc.) says they don’t offer ANY individual health insurance policies in my area (aside from awful EPO and HMO policies that are offered through NJGetCovered, which I don’t think I can purchase as secondary anyway.). I have no idea what to do here. Any ideas would be greatly appreciated.
submitted by /u/Mr-Dr-Prof-Dj
[link] [comments]I (22M) live in NJ (08051), have a shitty employer-sponsored plan with an extremely high deductible (Anthem BC/BS) through my father (we live in different states). I have a lot of doctor’s visits and the deductible kills me. I was looking to purchase secondary coverage or an indemnity policy to help offload some of the cost as it’s just pretty much me that actually goes to the doctor. However, every insurance portal and website I visit (tried Cigna, Aetna, United HC, etc.) says they don’t offer ANY individual health insurance policies in my area (aside from awful EPO and HMO policies that are offered through NJGetCovered, which I don’t think I can purchase as secondary anyway.). I have no idea what to do here. Any ideas would be greatly appreciated. submitted by /u/Mr-Dr-Prof-Dj [link] [comments]Read Morer/HealthInsurance