I’m writing this on behalf of my sister since she doesn’t even have the time to. We grew up in a low-income family that depended on California’s medicaid program for health insurance (Medi-Cal) and so anything else is foreign to us. She was diagnosed with scoliosis at age 13 which started to manifest in horrific pain these past few years, now that she is in her 20’s. She recently graduated from college a year and a half ago and has been working full-time. Normally, a person would have health insurance through their work, but she works at a startup which was hit hard by Covid and so it stalled their plan to roll out insurance for their very small group of employees (it’s a very good work environment otherwise).
Typically, her full time income at this place would disqualify her from Medi-Cal, but because of Covid, everyone who was already on Medi-Cal had their eligibility extended indefinitely until further notice, and so she’s still on Medi-Cal. Her work used to consist of typical warehouse work – quite physically demanding, and we believe it enflamed her scoliosis. She moved up to exclusively office work last Fall.
Last year, she started seeking treatment for horrific back and neck pain through Medi-Cal. And in a nutshell, she has received practically none through a year of non-stop persistence and being made to run in circles from this office to the next. Any time she is lucky to even get a phone appointment with a doctor, they rush her through a maximum of 5 minutes before cutting her off and hanging up, after basically telling her there’s practically nothing to be done for her condition.
Her final hope is to be able to see an orthopedic doctor, who requires an MRI before she can even meet with him. It has been a nightmare to even get this processed. My sister is at the end of her rope and has just decided to bite the bullet and sign up for a low cost insurance plan through Kaiser or something. Every day is agony for her. But this is all new to us and we are worried. She was told that the deadline for Kaiser is coming up, and she so is planning on applying asap, but does that mean she has to give up the upcoming Orthopedic doctor appointment she has been waiting for for so long, since it was requested through her Medi-Cal? Is there a forgiveness for insurance overlap during the transition period? Is there even a law that demands you immediately cancel your Medi-Cal the moment you get other insurance?
submitted by /u/londonphishies
[link] [comments]I’m writing this on behalf of my sister since she doesn’t even have the time to. We grew up in a low-income family that depended on California’s medicaid program for health insurance (Medi-Cal) and so anything else is foreign to us. She was diagnosed with scoliosis at age 13 which started to manifest in horrific pain these past few years, now that she is in her 20’s. She recently graduated from college a year and a half ago and has been working full-time. Normally, a person would have health insurance through their work, but she works at a startup which was hit hard by Covid and so it stalled their plan to roll out insurance for their very small group of employees (it’s a very good work environment otherwise). Typically, her full time income at this place would disqualify her from Medi-Cal, but because of Covid, everyone who was already on Medi-Cal had their eligibility extended indefinitely until further notice, and so she’s still on Medi-Cal. Her work used to consist of typical warehouse work – quite physically demanding, and we believe it enflamed her scoliosis. She moved up to exclusively office work last Fall. Last year, she started seeking treatment for horrific back and neck pain through Medi-Cal. And in a nutshell, she has received practically none through a year of non-stop persistence and being made to run in circles from this office to the next. Any time she is lucky to even get a phone appointment with a doctor, they rush her through a maximum of 5 minutes before cutting her off and hanging up, after basically telling her there’s practically nothing to be done for her condition. Her final hope is to be able to see an orthopedic doctor, who requires an MRI before she can even meet with him. It has been a nightmare to even get this processed. My sister is at the end of her rope and has just decided to bite the bullet and sign up for a low cost insurance plan through Kaiser or something. Every day is agony for her. But this is all new to us and we are worried. She was told that the deadline for Kaiser is coming up, and she so is planning on applying asap, but does that mean she has to give up the upcoming Orthopedic doctor appointment she has been waiting for for so long, since it was requested through her Medi-Cal? Is there a forgiveness for insurance overlap during the transition period? Is there even a law that demands you immediately cancel your Medi-Cal the moment you get other insurance? submitted by /u/londonphishies [link] [comments]Read Morer/HealthInsurance