I was supposed to be covered under my wife’s private insurance through her work however due to a mistake during open enrollment I am not covered. She contacted HR and they looked into the issue and was told nothing can be done it.
My wife is starting a new job in March and I will be able to get coverage at some point after that.
I’m not very knowledgeable about health insurances overall. I’ve been fortunate that my wife has had good insurance and I’ve been able to use that until now. I may be wrong however I believe my biggest concern is that my current health issues becoming pre existing conditions due to a lapse in coverage and won’t be covered when she starts her new job. Maybe there is something bigger that I just don’t know about as well.
I have Medicare part A and B as I receive disability through Social Security but open enrollment for supplemental plans closed.
What are my options? Can I go to the ACA exchange and buy a short term plan until the new private insurance kicks in? Do I need to buy anything specific so I don’t have pre-existing conditions when starting the new insurance through my wife’s new job?
Thanks in advance
submitted by /u/throwaway82302
[link] [comments]I was supposed to be covered under my wife’s private insurance through her work however due to a mistake during open enrollment I am not covered. She contacted HR and they looked into the issue and was told nothing can be done it. My wife is starting a new job in March and I will be able to get coverage at some point after that. I’m not very knowledgeable about health insurances overall. I’ve been fortunate that my wife has had good insurance and I’ve been able to use that until now. I may be wrong however I believe my biggest concern is that my current health issues becoming pre existing conditions due to a lapse in coverage and won’t be covered when she starts her new job. Maybe there is something bigger that I just don’t know about as well. I have Medicare part A and B as I receive disability through Social Security but open enrollment for supplemental plans closed. What are my options? Can I go to the ACA exchange and buy a short term plan until the new private insurance kicks in? Do I need to buy anything specific so I don’t have pre-existing conditions when starting the new insurance through my wife’s new job? Thanks in advance submitted by /u/throwaway82302 [link] [comments]Read Morer/HealthInsurance