I recently lost my twins who were born prematurely. They spent a total of 4 days in the NICU before passing away. I have health insurance through my employer and spoke with HR about adding the babies to my insurance approx. 5 days after they were born and she insisted that I not worry about it until I came back to work. I spoke with her several times thereafter as well. I also spoke with a rep from the insurance company about adding the twins to my insurance, but was told I had to apply through my work. I emailed HR the babies’ SSN and birth certificates 31 days after the babies were born, which was 1/1/22. I also tried to call her on 12/29/21 and 12/30/21 to ensure their insurance coverage since I noticed that I hadn’t been billed for their insurance on my paycheck. I also visited her office on both of those days, however, she was off due to the holidays. I left voice mails asking her to call me back both times.
I just learned that the babies were never added to my insurance after I received $150,000 in medical bills for their NICU care. My health insurance company is claiming that I’m responsible for 100% of the bills.
Is there any way to get health insurance for my babies during their short lives now after they’ve passed? I’d truly appreciate any insight!
PS. I’m in Pennsylvania
submitted by /u/ThoraBoBora
[link] [comments]I recently lost my twins who were born prematurely. They spent a total of 4 days in the NICU before passing away. I have health insurance through my employer and spoke with HR about adding the babies to my insurance approx. 5 days after they were born and she insisted that I not worry about it until I came back to work. I spoke with her several times thereafter as well. I also spoke with a rep from the insurance company about adding the twins to my insurance, but was told I had to apply through my work. I emailed HR the babies’ SSN and birth certificates 31 days after the babies were born, which was 1/1/22. I also tried to call her on 12/29/21 and 12/30/21 to ensure their insurance coverage since I noticed that I hadn’t been billed for their insurance on my paycheck. I also visited her office on both of those days, however, she was off due to the holidays. I left voice mails asking her to call me back both times. I just learned that the babies were never added to my insurance after I received $150,000 in medical bills for their NICU care. My health insurance company is claiming that I’m responsible for 100% of the bills. Is there any way to get health insurance for my babies during their short lives now after they’ve passed? I’d truly appreciate any insight! PS. I’m in Pennsylvania submitted by /u/ThoraBoBora [link] [comments]Read Morer/HealthInsurance