I’m sorry if this is the wrong place to ask this. Please direct me to where I should be, if possible.
My prescription plan was purchased by Caremark recently. My new plan makes my current prescription $50/month when the OOP without insurance is only $58/month.
My pharmacy (Walgreens) offers a prescription savings program for $25/year. With that, the cost of my prescription would only be $28/month (which is comparable to my old plan).
When I asked the pharmacy tech if it was possible to not run my insurance and use the prescription savings plan instead, she told me if I have insurance, I’m required by law to use it and the prescription savings plan is only for people who don’t have insurance.
Is it legal for me to ask to remove my insurance from their system and use a savings plan instead? Or am I required to pay the higher price because I have insurance?
I literally can’t justify paying that high of a price and will probably just stop taking my meds if I can’t find a better option.
submitted by /u/VioletSinShowers
[link] [comments]I’m sorry if this is the wrong place to ask this. Please direct me to where I should be, if possible. My prescription plan was purchased by Caremark recently. My new plan makes my current prescription $50/month when the OOP without insurance is only $58/month. My pharmacy (Walgreens) offers a prescription savings program for $25/year. With that, the cost of my prescription would only be $28/month (which is comparable to my old plan). When I asked the pharmacy tech if it was possible to not run my insurance and use the prescription savings plan instead, she told me if I have insurance, I’m required by law to use it and the prescription savings plan is only for people who don’t have insurance. Is it legal for me to ask to remove my insurance from their system and use a savings plan instead? Or am I required to pay the higher price because I have insurance? I literally can’t justify paying that high of a price and will probably just stop taking my meds if I can’t find a better option. submitted by /u/VioletSinShowers [link] [comments]Read Morer/HealthInsurance