How to make a decision when we don’t know the negotiated rates?

I’m try to choose between Cigna and BCBS in FL. Both plans are high deductible so coverage won’t kick in until I’ve spent $8700. So each visit to a provider’s at negotiated rate. Anyone know if these rates are fairly similar between companies? Hopefully this makes sense.

It’s infuriating there is such lack of transparency.

submitted by /u/Naturehealsme2
[link] [comments]I’m try to choose between Cigna and BCBS in FL. Both plans are high deductible so coverage won’t kick in until I’ve spent $8700. So each visit to a provider’s at negotiated rate. Anyone know if these rates are fairly similar between companies? Hopefully this makes sense. It’s infuriating there is such lack of transparency. submitted by /u/Naturehealsme2 [link] [comments]Read Morer/HealthInsurance

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