NY Infertility Mandate- does it reset if I change insurance companies?

NY mandates that most insurance policies cover 3 cycles of IVF per lifetime. Certain types of plans are exempt, but the one I have now falls under that mandate.

I read on dfs.ny.gov that “Issuers may not count cycles paid for by the insured out-of-pocket or cycles covered by other issuers towards the three-cycle limit.”

Does that mean that if I use all 3 cycles this year, then switch to a completely different insurance company next year, they would be required to cover another 3 cycles? Assuming the new plan also falls under the mandate.

submitted by /u/AllRedditNoWork
[link] [comments]NY mandates that most insurance policies cover 3 cycles of IVF per lifetime. Certain types of plans are exempt, but the one I have now falls under that mandate. I read on dfs.ny.gov that “Issuers may not count cycles paid for by the insured out-of-pocket or cycles covered by other issuers towards the three-cycle limit.” Does that mean that if I use all 3 cycles this year, then switch to a completely different insurance company next year, they would be required to cover another 3 cycles? Assuming the new plan also falls under the mandate. submitted by /u/AllRedditNoWork [link] [comments]Read Morer/HealthInsurance

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