Florida is quoting me $383 / month with a $8700 deductible and out-of-pocket. That’s $4596 / year to only use the medical system in case of an emergency. Not to say that I’ll only be in the country for 6 months every year, on average. It sounds like a rip-off / bad insurance, like a $1000 / month insurance in case a meteor hit the Earth. Do I have any other options? Non-ACA (heard they simply deny emergency claims and leave you with a bill)? Cancel and re-apply every other month? Pause it? I’m a good citizen and my finances are in the US. Don’t want to risk them in case I need an Appendectomy ($10,000-$35,000) or knock-on-wood I’m in a car accident.
I’m 46, separated, non pre-conditions, no health problems, no tobacco, etc.
submitted by /u/niosurfer
[link] [comments]Florida is quoting me $383 / month with a $8700 deductible and out-of-pocket. That’s $4596 / year to only use the medical system in case of an emergency. Not to say that I’ll only be in the country for 6 months every year, on average. It sounds like a rip-off / bad insurance, like a $1000 / month insurance in case a meteor hit the Earth. Do I have any other options? Non-ACA (heard they simply deny emergency claims and leave you with a bill)? Cancel and re-apply every other month? Pause it? I’m a good citizen and my finances are in the US. Don’t want to risk them in case I need an Appendectomy ($10,000-$35,000) or knock-on-wood I’m in a car accident. I’m 46, separated, non pre-conditions, no health problems, no tobacco, etc. submitted by /u/niosurfer [link] [comments]Read Morer/HealthInsurance