Catastrophic Plan vs. Bronze Plan with Subsidies

Hello, I’m a healthy male who is about to turn 26 and doesn’t have any pressing medical needs. I only visit the doctor for a routine physical. I live in New York and the marketplace here is giving me a generous tax credit for any plan I pick since I project to make 30K-35K this year freelancing before taxes. The subsidy covers the monthly premium for a lot of the Bronze HMO plans, which makes me want to pick one of these options over a catastrophic plan that I can’t apply and tax credits towards.

I just wanted to ask if a Bronze plan with subsidies or a catastrophic plan is better for my situation and if there was anything else I should know.

submitted by /u/Clark-DeutschP
[link] [comments]Hello, I’m a healthy male who is about to turn 26 and doesn’t have any pressing medical needs. I only visit the doctor for a routine physical. I live in New York and the marketplace here is giving me a generous tax credit for any plan I pick since I project to make 30K-35K this year freelancing before taxes. The subsidy covers the monthly premium for a lot of the Bronze HMO plans, which makes me want to pick one of these options over a catastrophic plan that I can’t apply and tax credits towards. I just wanted to ask if a Bronze plan with subsidies or a catastrophic plan is better for my situation and if there was anything else I should know. submitted by /u/Clark-DeutschP [link] [comments]Read Morer/HealthInsurance

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