IVF medications not covered for BCBS in North Carolina?

So we have met our deductible through our fertility clinic but our pharmacy says that BCBS needs us to pay over $5000 out of pocket to our pharmacy in order to meet our deductible. Our deductible is $7000 for my wife and we have already paid that. What is going on? Is there another deductible for prescription medications? This would be $12,000 out of pocket out the gate to even get started. So confusing. We just keep getting the run around with our insurance. Is there a separate deductible for prescriptions? Our insurance card states Drug Tier 1-6 (0% after ded)

submitted by /u/myanroser
[link] [comments]So we have met our deductible through our fertility clinic but our pharmacy says that BCBS needs us to pay over $5000 out of pocket to our pharmacy in order to meet our deductible. Our deductible is $7000 for my wife and we have already paid that. What is going on? Is there another deductible for prescription medications? This would be $12,000 out of pocket out the gate to even get started. So confusing. We just keep getting the run around with our insurance. Is there a separate deductible for prescriptions? Our insurance card states Drug Tier 1-6 (0% after ded) submitted by /u/myanroser [link] [comments]Read Morer/HealthInsurance

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