Advice needed: a plan for pregnancy

I just got a new job and am nearing the end of my benefits enrollment period.

My husband and I are hoping to conceive within the year and are reconsidering our current plan with his employer.

I would appreciate any and all advice related! My decision will have to be made within a day.

Husbands Plan

Monthly Premium: 4k family deductible/ 10,900 family Out of pocket max/ 20% coinsurance

My options

Monthly Premium: $100 family deductible/ 5000 family out of pocket max/ 25% coinsurance

I have been advised to look into short term disability plans as well. I’ll be calling both benefits offices to find out about these tomorrow.

submitted by /u/ileteewsm
[link] [comments]I just got a new job and am nearing the end of my benefits enrollment period. My husband and I are hoping to conceive within the year and are reconsidering our current plan with his employer. I would appreciate any and all advice related! My decision will have to be made within a day. Husbands Plan Monthly Premium: 4k family deductible/ 10,900 family Out of pocket max/ 20% coinsurance My options Monthly Premium: $100 family deductible/ 5000 family out of pocket max/ 25% coinsurance I have been advised to look into short term disability plans as well. I’ll be calling both benefits offices to find out about these tomorrow. submitted by /u/ileteewsm [link] [comments]Read Morer/HealthInsurance

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