Need help choosing health insurance

I am starting a new job next month, and my new employer offers medical and covers 80%. I don’t have the first clue when it comes to insurance, and I don’t know what to choose.

My options are all Blue Cross/Blue Shield and PPO:

Gold Blue Choice Preferred $152.67/month $2,500 deductible $20 Co pay $5,000 out of pocket max $20 Co pay for prescriptions

Gold Blue Preferred $194.84/month $2,500 deductible $20 Co pay $5,000 out of pocket max $20 Co pay for prescriptions

Silver Blue $174.40/month $4,800 deductible $0 Co pay $4,800 out of pocket max $0 Co pay for prescriptions

Gold Blue $170.45/month $1,750 deductible $60 Co pay $7,000 out of pocket max $30 Co pay for prescriptions

Thank you for any guidance you can provide!

submitted by /u/anxietychef2
[link] [comments]I am starting a new job next month, and my new employer offers medical and covers 80%. I don’t have the first clue when it comes to insurance, and I don’t know what to choose. My options are all Blue Cross/Blue Shield and PPO: Gold Blue Choice Preferred $152.67/month $2,500 deductible $20 Co pay $5,000 out of pocket max $20 Co pay for prescriptions Gold Blue Preferred $194.84/month $2,500 deductible $20 Co pay $5,000 out of pocket max $20 Co pay for prescriptions Silver Blue $174.40/month $4,800 deductible $0 Co pay $4,800 out of pocket max $0 Co pay for prescriptions Gold Blue $170.45/month $1,750 deductible $60 Co pay $7,000 out of pocket max $30 Co pay for prescriptions Thank you for any guidance you can provide! submitted by /u/anxietychef2 [link] [comments]Read Morer/HealthInsurance

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