I made an earlier post that lacked some vital information, so here’s my second attempt:
The first half of 2022 I had two jobs. At first I working as a full time supervisor at Starbucks and part time as a customer service rep at a small vet clinic. I was offered a pay increase at the clinic that made me decide to go full time there, and then step down to work as a barista 20 hours a week.
Sometime in March my sister reached out to share medical concerns about my mom, who lives across the country. I decided to take an FMLA to travel out there and support her transition into assisted living. Before we were able to fully instigate that process, my mom passed on April 11th. I decided that the emotional strain would make the workload of two workplaces impossible. I reached out to my manager at Starbucks to let him know I wouldn’t be returning. He was very kind and understanding, but promt in severing my employment status. Some of my lesser benefits (Spotify premium, employee discount, etc) terminated almost immediately.
During the FMLA, since I wouldn’t be generating a paycheck, the premium amount was taken directly from my checking account, without the company contribution. I am 99.99% certain I am not an active employee with Starbucks, but my policy is still active.
When someone leaves a job, is their health insurance terminated retroactively, or is it my responsibility to cancel my coverage? Is the premium charge that just came out of my account contestable or am I just going to have to take this financial hit?
I was not given information about COBRA following quitting, and my job at the clinic had open enrollment in April, so I was able to hop on one of their plans with no gaps in coverage.
submitted by /u/AlternateAlbatross
[link] [comments]I made an earlier post that lacked some vital information, so here’s my second attempt: The first half of 2022 I had two jobs. At first I working as a full time supervisor at Starbucks and part time as a customer service rep at a small vet clinic. I was offered a pay increase at the clinic that made me decide to go full time there, and then step down to work as a barista 20 hours a week. Sometime in March my sister reached out to share medical concerns about my mom, who lives across the country. I decided to take an FMLA to travel out there and support her transition into assisted living. Before we were able to fully instigate that process, my mom passed on April 11th. I decided that the emotional strain would make the workload of two workplaces impossible. I reached out to my manager at Starbucks to let him know I wouldn’t be returning. He was very kind and understanding, but promt in severing my employment status. Some of my lesser benefits (Spotify premium, employee discount, etc) terminated almost immediately. During the FMLA, since I wouldn’t be generating a paycheck, the premium amount was taken directly from my checking account, without the company contribution. I am 99.99% certain I am not an active employee with Starbucks, but my policy is still active. When someone leaves a job, is their health insurance terminated retroactively, or is it my responsibility to cancel my coverage? Is the premium charge that just came out of my account contestable or am I just going to have to take this financial hit? I was not given information about COBRA following quitting, and my job at the clinic had open enrollment in April, so I was able to hop on one of their plans with no gaps in coverage. submitted by /u/AlternateAlbatross [link] [comments]Read Morer/HealthInsurance