Dual Residency to receive out of state coverage

I moved from Washington to California 4 years ago. At the same time, my therapist moved to Nebraska. She is unable to provide me with covered care unless she has a California license, which would require her to get additional master’s credits. We’ve exhausted all possibilities in her getting the license as California is notoriously difficult when it comes to this. The shittiest part is I have KILLER insurance. It’s only $10 a session. Now I’m paying $75 every other week. I’d sure like to save $110 a month and see her weekly.

My idea was to file for dual residency. Washington state does not have state income tax and I had done dual residency before my permanent move to CA. Because I work for a CA company I have Blue Shield of CA. I’m wondering if I can pay my best friend in WA a monthly ‘rent’, maybe get on their utility bill, and claim I live there for 183 days a year. My CPA has helped me with dual-residency taxes before.

My real concern is that I don’t know how insurance would track this. Again, because my work is in California, I pay the ::exorbitant:: state income taxes and again, WA does not have them. I feel like a change of address with Blue Shield would suffice. Does anyone have insight on this unique situation?

submitted by /u/queencoulotte
[link] [comments]I moved from Washington to California 4 years ago. At the same time, my therapist moved to Nebraska. She is unable to provide me with covered care unless she has a California license, which would require her to get additional master’s credits. We’ve exhausted all possibilities in her getting the license as California is notoriously difficult when it comes to this. The shittiest part is I have KILLER insurance. It’s only $10 a session. Now I’m paying $75 every other week. I’d sure like to save $110 a month and see her weekly. My idea was to file for dual residency. Washington state does not have state income tax and I had done dual residency before my permanent move to CA. Because I work for a CA company I have Blue Shield of CA. I’m wondering if I can pay my best friend in WA a monthly ‘rent’, maybe get on their utility bill, and claim I live there for 183 days a year. My CPA has helped me with dual-residency taxes before. My real concern is that I don’t know how insurance would track this. Again, because my work is in California, I pay the ::exorbitant:: state income taxes and again, WA does not have them. I feel like a change of address with Blue Shield would suffice. Does anyone have insight on this unique situation? submitted by /u/queencoulotte [link] [comments]Read Morer/HealthInsurance

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