Am I getting screwed by deductibles?

My family uses Anthem. We switch to Cigna on September 1st (new employer). Anthem’s deductible (4000) reset on August 1st.

I just took my daughter to the ER in August and had to pay Anthem the full $4000 deductible. The deductible will reset AGAIN next month when we switch to Cigna. My wife gives birth shortly after.

Is there anything I can do, or am I just getting screwed by this timing?

submitted by /u/CannedRhino
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My family uses Anthem. We switch to Cigna on September 1st (new employer). Anthem’s deductible (4000) reset on August 1st. I just took my daughter to the ER in August and had to pay Anthem the full $4000 deductible. The deductible will reset AGAIN next month when we switch to Cigna. My wife gives birth shortly after. Is there anything I can do, or am I just getting screwed by this timing?
submitted by /u/CannedRhino [link] [comments]Read Morer/HealthInsurance

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