Bought short term from IHC Group/Independence American Insurance Company. Can’t find a single doctor who accepts it. Did we just basically get scammed? Details in comments.

We bought a pretty standard policy of IHC, Independence American Insurance Group. Administered by “The Loomis Company”

It’s a short term policy, in GA, that allows customers to use any doctor they want. It says they allow 3 primary care visits a year for only a 50 dollar copay.

I’ve called 4 doctors so far and checked the hospitals around us. Nobody accepts it or has even heard of it.

I called the insurance company itself, the number of the ID card, and they said they will work with any doctor but that doesn’t mean the doctor will work with them.

I feel like we just got totally scammed. Am I right to switch to a BCBS Anthem Enhanced Access short term insurance next month? It at least has a network of providers willing to work with them

submitted by /u/McFoogles
[link] [comments]We bought a pretty standard policy of IHC, Independence American Insurance Group. Administered by “The Loomis Company” It’s a short term policy, in GA, that allows customers to use any doctor they want. It says they allow 3 primary care visits a year for only a 50 dollar copay. I’ve called 4 doctors so far and checked the hospitals around us. Nobody accepts it or has even heard of it. I called the insurance company itself, the number of the ID card, and they said they will work with any doctor but that doesn’t mean the doctor will work with them. I feel like we just got totally scammed. Am I right to switch to a BCBS Anthem Enhanced Access short term insurance next month? It at least has a network of providers willing to work with them submitted by /u/McFoogles [link] [comments]Read Morer/HealthInsurance

Leave a Reply

Your email address will not be published.