Can my wife and I qualify for premium tax credits if we have health insurance in different states? Her state of residence (CO) has it’s own marketplace not a part of healthcare.gov

I put our total household income into a calculator, and it’s showing that we would qualify for a premium tax credit if we both have insurance, but my insurance is in FL and hers would be in CO. Is that ok or will we get penalized somehow during tax season?

The healthcare.gov application I filled out is wanting me to apply for FL coverage for my wife, (which I don’t want), and I can’t figure out how to change the application because it has already been ‘submitted’.

On the Colorado marketplace, I’m telling the application that I only want my wife applying to health insurance, so it’s telling me she doesn’t qualify for any tax credits.

How do I untangle this mess? I want coverage for myself in FL, and coverage for my wife in CO, and I’d like to split the premium tax credit between both of our month premiums.

submitted by /u/neocamel
[link] [comments]I put our total household income into a calculator, and it’s showing that we would qualify for a premium tax credit if we both have insurance, but my insurance is in FL and hers would be in CO. Is that ok or will we get penalized somehow during tax season? The healthcare.gov application I filled out is wanting me to apply for FL coverage for my wife, (which I don’t want), and I can’t figure out how to change the application because it has already been ‘submitted’. On the Colorado marketplace, I’m telling the application that I only want my wife applying to health insurance, so it’s telling me she doesn’t qualify for any tax credits. How do I untangle this mess? I want coverage for myself in FL, and coverage for my wife in CO, and I’d like to split the premium tax credit between both of our month premiums. submitted by /u/neocamel [link] [comments]Read Morer/HealthInsurance

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