So imagine you have clean medical history, don’t have insurance and you suspect that you might need a surgery, although no diagnosis has been established yet. If you buy insurance at this stage will insurance company cover the cost of the surgery if the diagnosis you have predicted comes true?
To elaborate – I live in UK (I understand that this group is about US health insurance so you can imagine I live in US for argument sake). I believe I might need a tonsillectomy and/or uvulectomy, however no diagnosis has been made just yet, just a visit to general practitioner who gave a referral to a specialist. If I will do the surgery I will most likely do it private rather than the NHS. If I buy private health inaurance now and after a month claim the cost of the surgery, can my claim be denied? I am not trying to scam anyone, I just generally don’t know how health insurance works and if this is normal or not.
submitted by /u/bashturmik
[link] [comments]
So imagine you have clean medical history, don’t have insurance and you suspect that you might need a surgery, although no diagnosis has been established yet. If you buy insurance at this stage will insurance company cover the cost of the surgery if the diagnosis you have predicted comes true? To elaborate – I live in UK (I understand that this group is about US health insurance so you can imagine I live in US for argument sake). I believe I might need a tonsillectomy and/or uvulectomy, however no diagnosis has been made just yet, just a visit to general practitioner who gave a referral to a specialist. If I will do the surgery I will most likely do it private rather than the NHS. If I buy private health inaurance now and after a month claim the cost of the surgery, can my claim be denied? I am not trying to scam anyone, I just generally don’t know how health insurance works and if this is normal or not.
submitted by /u/bashturmik [link] [comments]Read Morer/HealthInsurance