Insurance approved preauthorization for a surgery by an out of network hospital/provider. Can I trust the insurance to not deny the claim or pull any bs?

Tl;dr at the bottom My family member will be getting surgery. The specific surgery requires a specialist. The only in network specialist is 80 minutes…

View More Insurance approved preauthorization for a surgery by an out of network hospital/provider. Can I trust the insurance to not deny the claim or pull any bs?