Hello! I am planning on relocating to the US for grad school and then working and living long-term and had a few questions regarding health insurance.

First off, I am Canadian. Most medical appointments, tests, and examinations are covered here. However you do still need to pay for medication and dental.…

View More Hello! I am planning on relocating to the US for grad school and then working and living long-term and had a few questions regarding health insurance.

I have treatment-resistant depression, and i’ve pretty much been down the list ever since 2012. My psych thinks I’d benefit from the ketamine nasal spray, but I’m going to have to assume my insurance won’t want to cover that treatment even partially. What are my options?

tl;dr my insurance company (Blue Cross Blue Shield HMO) has balked and dug their feet in and refused to cover medications far less radical than…

View More I have treatment-resistant depression, and i’ve pretty much been down the list ever since 2012. My psych thinks I’d benefit from the ketamine nasal spray, but I’m going to have to assume my insurance won’t want to cover that treatment even partially. What are my options?