Hi all,
I’m trying to compare my wife’s new health insurance options.
Our choices are between the EPO (which costs $0.00/per paycheck for coverage for me and her) or the PPO ($436.98 per paycheck for coverage for me and her).
I’m a dummy when it comes to insurance. We’re both young and healthy with no outstanding health issues (thankfully).
Just looking over the plans, the EPO seems to be a no-brainer. It has a no deductible, lower maximum out-of-pocket, and flat or no charges on professional services. And it costs us nothing.
The only caveat I can think of is that we must go in-network on literally everything or be on the hook for 100% of whatever charge we incur. On the other hand, from my research, this plan appears to be widely accepted in my area.
Is there anything I’m missing?
submitted by /u/dongysaur
[link] [comments]
Hi all, I’m trying to compare my wife’s new health insurance options. https://imgur.com/hWaG9fT Our choices are between the EPO (which costs $0.00/per paycheck for coverage for me and her) or the PPO ($436.98 per paycheck for coverage for me and her). I’m a dummy when it comes to insurance. We’re both young and healthy with no outstanding health issues (thankfully). Just looking over the plans, the EPO seems to be a no-brainer. It has a no deductible, lower maximum out-of-pocket, and flat or no charges on professional services. And it costs us nothing. The only caveat I can think of is that we must go in-network on literally everything or be on the hook for 100% of whatever charge we incur. On the other hand, from my research, this plan appears to be widely accepted in my area. Is there anything I’m missing?
submitted by /u/dongysaur [link] [comments]Read Morer/HealthInsurance