I started working for a Home and Community Support Agency as a respite worker. I only work with one client. I guess I started working enough hours that they gave me insurance but never let me know. I had no idea when the coverage started and just learned of it when I recently got a new card in the mail for it. Apparently had insurance since April 2020 and did not even know it.
The good thing is the job insurance has no hospital benefits so I can still get marketplace insurance in 2021 because it doesn’t meet the “minimum standard”
The bad thing is I never updated them about my job insurance in 2020 so now I am really afraid they will see that I had both and will penalize me. Anyone have any advice? Can I tell them that the insurance didn’t meet minimum standard if they do penalize me? I’m sorry if this is a really stupid and complicated question in advance. Ill post this in the other subreddit specifically for ACA as well.
submitted by /u/kneespeas
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I started working for a Home and Community Support Agency as a respite worker. I only work with one client. I guess I started working enough hours that they gave me insurance but never let me know. I had no idea when the coverage started and just learned of it when I recently got a new card in the mail for it. Apparently had insurance since April 2020 and did not even know it. The good thing is the job insurance has no hospital benefits so I can still get marketplace insurance in 2021 because it doesn’t meet the “minimum standard” The bad thing is I never updated them about my job insurance in 2020 so now I am really afraid they will see that I had both and will penalize me. Anyone have any advice? Can I tell them that the insurance didn’t meet minimum standard if they do penalize me? I’m sorry if this is a really stupid and complicated question in advance. Ill post this in the other subreddit specifically for ACA as well.
submitted by /u/kneespeas [link] [comments]Read Morer/HealthInsurance