Hi!
Full disclosure I am freaking out.
I just got an email from my insurance about a claim being approved. Great!
Except when I went to check on it, I read through a bunch of other approved claims from PT I started probably 4-6 weeks ago? Apparently for each appt I now owe ~$100. I have yet to receive a single bill from the PT office & they have yet to mention this balance.
I am not in a financial position to keep spending ~$100 a week on PT.
However, after looking at my plan, I only have ~$900 left towards my personal deductible within our family plan. I also have another outstanding ~$400 bill for a routine pregnancy ultrasound.
Question: If I pay the final $900 of the deductible, the PT appts shouldn’t be $100/visit anymore correct? And once the deductible is met, does that retroactively affect any previous outstanding bills?
I would normally just ask an insurance agent but they’re not available until tomorrow!
submitted by /u/CoffeeFirstThenSnark
[link] [comments]
Hi! Full disclosure I am freaking out. I just got an email from my insurance about a claim being approved. Great! Except when I went to check on it, I read through a bunch of other approved claims from PT I started probably 4-6 weeks ago? Apparently for each appt I now owe ~$100. I have yet to receive a single bill from the PT office & they have yet to mention this balance. I am not in a financial position to keep spending ~$100 a week on PT. However, after looking at my plan, I only have ~$900 left towards my personal deductible within our family plan. I also have another outstanding ~$400 bill for a routine pregnancy ultrasound. Question: If I pay the final $900 of the deductible, the PT appts shouldn’t be $100/visit anymore correct? And once the deductible is met, does that retroactively affect any previous outstanding bills? I would normally just ask an insurance agent but they’re not available until tomorrow!
submitted by /u/CoffeeFirstThenSnark [link] [comments]Read Morer/HealthInsurance