I received a job offer yesterday. When I asked about the health insurance they offer, they said “we pay for half employee premium”, which I interpreted as “we pay for half of every medical procedure, medication, etc”.
That was obviously a huge concern for me, and I shared my concerns about what would be a pay loss and additional healthcare expenses compared to my current job.
So, then, they came back with this offer: “we will pay for 100% of your healthcare premium, which is equivalent to $5,700/year.”
That made me realize that I don’t understand how healthcare costs work at all. I don’t understand what is being offered to me. Does that mean they’ll cover a max of $5,700 worth of doctor visits, medication, per year?
I’m not above asking my employer for clarification, but I’m honestly embarrassed because I feel like I should know.
Any advice would be appreciated. Thank you
submitted by /u/brokenway2dawn
[link] [comments]I received a job offer yesterday. When I asked about the health insurance they offer, they said “we pay for half employee premium”, which I interpreted as “we pay for half of every medical procedure, medication, etc”. That was obviously a huge concern for me, and I shared my concerns about what would be a pay loss and additional healthcare expenses compared to my current job. So, then, they came back with this offer: “we will pay for 100% of your healthcare premium, which is equivalent to $5,700/year.” That made me realize that I don’t understand how healthcare costs work at all. I don’t understand what is being offered to me. Does that mean they’ll cover a max of $5,700 worth of doctor visits, medication, per year? I’m not above asking my employer for clarification, but I’m honestly embarrassed because I feel like I should know. Any advice would be appreciated. Thank you submitted by /u/brokenway2dawn [link] [comments]Read Morer/HealthInsurance