Family plan with nothing counting towards family deductible?

I am in NC on the BCBS Blue Options plan my employer provides, and my wife is included in the plan as a dependent. When I go on the website and the app, it shows that we have paid towards our individual deductibles (each $4,000), but doesn’t show anything counting towards the family deductible (also $4000).

From what I understand, and he family deductible combines every member’s individual expenses, but it says $0 applied toward family deductible. Am I just understanding this wrong, or is BCBS wrong?

submitted by /u/lowndest
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I am in NC on the BCBS Blue Options plan my employer provides, and my wife is included in the plan as a dependent. When I go on the website and the app, it shows that we have paid towards our individual deductibles (each $4,000), but doesn’t show anything counting towards the family deductible (also $4000). From what I understand, and he family deductible combines every member’s individual expenses, but it says $0 applied toward family deductible. Am I just understanding this wrong, or is BCBS wrong?
submitted by /u/lowndest [link] [comments]Read Morer/HealthInsurance

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