GF eligible for marketplace insurance if still on parents insurance?

I’m heading to California for 3-6 months this year for work, and after that we will be traveling 9 months out of the year for work. My girlfriend is coming with me, and quit her full time job with benefits. We would qualify for domestic partnership, but after being told that they could offer insurance through domestic partnership, HR told me they actually can’t.

As it’s a temporary location, and we live in PA permanently, we were looking at blue cross products on the PA marketplace for her, for nation wide coverage. And then we realized that because she’s only 25, she’s technically still on her dad’s insurance. He worked in NY, but it barely covered her in PA (before she started working), and so we’re doubtful about CA coverage.

Long story short, she is listed as a beneficiary on his insurance. Does this limit her ability to get marketplace coverage? What is the best way to proceed forward from here?

submitted by /u/n37x
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I’m heading to California for 3-6 months this year for work, and after that we will be traveling 9 months out of the year for work. My girlfriend is coming with me, and quit her full time job with benefits. We would qualify for domestic partnership, but after being told that they could offer insurance through domestic partnership, HR told me they actually can’t. As it’s a temporary location, and we live in PA permanently, we were looking at blue cross products on the PA marketplace for her, for nation wide coverage. And then we realized that because she’s only 25, she’s technically still on her dad’s insurance. He worked in NY, but it barely covered her in PA (before she started working), and so we’re doubtful about CA coverage. Long story short, she is listed as a beneficiary on his insurance. Does this limit her ability to get marketplace coverage? What is the best way to proceed forward from here?
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