I don’t know if I should switch to the PPO for pregnancy since the out of pocket max is $2600. I always hear that birth is really expensive and I want to make the right choice.
Here is some information about the two plans.
HDHP Monthly premium: $0 Deductible: $2500 Out of pocket: $5000 Coinsurance in network: 0% Coinsurance out of network: 20% Employer pays $125/ month into HSA
PPO Monthly premium: $35 ($420 / year) Deductible: $500 Out of pocket: $2600 Coinsurance in network: 10% Coinsurance out of network: 30% Primary care co-pay: $20 Specialist co-pay: $30
submitted by /u/catlady34
[link] [comments]I don’t know if I should switch to the PPO for pregnancy since the out of pocket max is $2600. I always hear that birth is really expensive and I want to make the right choice. Here is some information about the two plans. HDHP Monthly premium: $0 Deductible: $2500 Out of pocket: $5000 Coinsurance in network: 0% Coinsurance out of network: 20% Employer pays $125/ month into HSA PPO Monthly premium: $35 ($420 / year) Deductible: $500 Out of pocket: $2600 Coinsurance in network: 10% Coinsurance out of network: 30% Primary care co-pay: $20 Specialist co-pay: $30 submitted by /u/catlady34 [link] [comments]Read Morer/HealthInsurance