I’ll try to make this as short as possible! I am 21, 28371, Me and my husband combined make around 50k a year.
I am currently pregnant with baby due in July. I have insurance through my parents with GEHA. Their insurance company will cover baby in the hospital, but once we’re discharged baby will no longer have any coverage at all.
My husband is a veteran. He is 60% disabled and the VA covers all his healthcare but because he’s not 100% disabled we do not qualify for any type of family health insurance through the VA.
My job does not offer insurance, but my husbands does. We are still trying to get information from his job but it’s like pulling teeth.
I have tried to look at marketplace and private insurance and it looks like to cover me and baby it’d be $600+ a month with a $8,000 deductible! I think that’s crazy! On top of our bills and upcoming daycare cost, I’m almost certain we won’t be able to afford that each month. I am lost at what to do!
Does anyone have any advice or help? I find it crazy that there’s no way to solely cover a child. I don’t NEED insurance for myself since I’m covered with my parents and it’s pointless to pay for my husband to get any because of the VA.
I have no idea where to look or how to find more info. I’ve had one person tell me to just not get health insurance for baby and to just do self pay for baby wellness checks.
I’m so lost at what to do……
submitted by /u/idowithkozlowski
[link] [comments]
I’ll try to make this as short as possible! I am 21, 28371, Me and my husband combined make around 50k a year. I am currently pregnant with baby due in July. I have insurance through my parents with GEHA. Their insurance company will cover baby in the hospital, but once we’re discharged baby will no longer have any coverage at all. My husband is a veteran. He is 60% disabled and the VA covers all his healthcare but because he’s not 100% disabled we do not qualify for any type of family health insurance through the VA. My job does not offer insurance, but my husbands does. We are still trying to get information from his job but it’s like pulling teeth. I have tried to look at marketplace and private insurance and it looks like to cover me and baby it’d be $600+ a month with a $8,000 deductible! I think that’s crazy! On top of our bills and upcoming daycare cost, I’m almost certain we won’t be able to afford that each month. I am lost at what to do! Does anyone have any advice or help? I find it crazy that there’s no way to solely cover a child. I don’t NEED insurance for myself since I’m covered with my parents and it’s pointless to pay for my husband to get any because of the VA. I have no idea where to look or how to find more info. I’ve had one person tell me to just not get health insurance for baby and to just do self pay for baby wellness checks. I’m so lost at what to do……
submitted by /u/idowithkozlowski [link] [comments]Read Morer/HealthInsurance