It’s Open Enrollment for me and I was wondering what other folks think about these options.
Plan HSA Eligible Annual Premium Deductible OOP In Network CoPay (GP) In Network CoPay (Specialist) Platinum No $ 3,245 $ 250 $ 1,250 $ 30 $ 60 Silver HSA Yes $ 2,386 $ 4,800 $ 4,800 100% covered after reaching deductible 100% covered after reaching deductible
There are other plans, but these two are automatically the best in my opinion.
What’s hard to evaluate if the Platinum is better than the Silver HSA. Any thoughts?
Relatively healthy 29M and only go to the doctor if I have major issues.
2020, no issues
2021, had a minor check up on a mass growing (it’s benign; lipoma) where it cost me a total of ~$600
2022, no expectation of any visits unless needed.
Include your age, income, zipcode, and insurance company
29M, single, no dependents $150k+ Zipcode: Long Beach, CA (near 90712) Insurance Company is Blue Cross Blue Shield of Iillinois
submitted by /u/happyasianpanda
[link] [comments]It’s Open Enrollment for me and I was wondering what other folks think about these options. Plan HSA Eligible Annual Premium Deductible OOP In Network CoPay (GP) In Network CoPay (Specialist) Platinum No $ 3,245 $ 250 $ 1,250 $ 30 $ 60 Silver HSA Yes $ 2,386 $ 4,800 $ 4,800 100% covered after reaching deductible 100% covered after reaching deductible There are other plans, but these two are automatically the best in my opinion. What’s hard to evaluate if the Platinum is better than the Silver HSA. Any thoughts? Relatively healthy 29M and only go to the doctor if I have major issues. 2020, no issues 2021, had a minor check up on a mass growing (it’s benign; lipoma) where it cost me a total of ~$600 2022, no expectation of any visits unless needed. Include your age, income, zipcode, and insurance company 29M, single, no dependents $150k+ Zipcode: Long Beach, CA (near 90712) Insurance Company is Blue Cross Blue Shield of Iillinois submitted by /u/happyasianpanda [link] [comments]Read Morer/HealthInsurance