HMO or PPO decision for 2020 – does the cost of medications differ?

I am about to decide which kind of plan I will use for next year and it looks like I will change from a Silver 70 PPO to a Silver 70 Trio HMO because it saves me $2000/year. I’ll have to change my PCP, but I am anyway not happy with the current one. All providers I need are in the HMO network. The one question I am left with is the cost of a medication that was approved for me under the previous PPO plan. Is there a chance that the prescription will not be approved under HMO?

Location California, Blue Shield.

Thanks!

submitted by /u/Schnuxthepux222
[link] [comments]I am about to decide which kind of plan I will use for next year and it looks like I will change from a Silver 70 PPO to a Silver 70 Trio HMO because it saves me $2000/year. I’ll have to change my PCP, but I am anyway not happy with the current one. All providers I need are in the HMO network. The one question I am left with is the cost of a medication that was approved for me under the previous PPO plan. Is there a chance that the prescription will not be approved under HMO? Location California, Blue Shield. Thanks! submitted by /u/Schnuxthepux222 [link] [comments]Read Morer/HealthInsurance

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