how are future medical bills handled if deductible is met, but hasn’t been paid yet?

For example:

We recently had an ER visit for an entire week, and we were sure that would max our deductible and potentially out of pocket max.

Checking the UHC website, it looks like the charges has been billed to the insurance since the website now says that our deductible has been met. However, we haven’t actually paid the bill yet since the bill hasn’t been sent over to us.

Today, in another separate visit, I had a bill to pay in full and was told I haven’t met my deductible yet (which is technically true since I haven’t paid the ER visit yet, but it will be met when I do pay the ER bill).

I’m curious how this works when the ER bill is being processed to meet my deductible, but at the same time, subsequent visits I need to pay in full because they think I haven’t paid my deductible yet.

When the ER bill does eventually come to me, does it get ‘refreshed’ to give me credit for the other visits? do I need to call them to re-calculate the bill?

submitted by /u/mrdlau
[link] [comments]
For example: We recently had an ER visit for an entire week, and we were sure that would max our deductible and potentially out of pocket max. Checking the UHC website, it looks like the charges has been billed to the insurance since the website now says that our deductible has been met. However, we haven’t actually paid the bill yet since the bill hasn’t been sent over to us. Today, in another separate visit, I had a bill to pay in full and was told I haven’t met my deductible yet (which is technically true since I haven’t paid the ER visit yet, but it will be met when I do pay the ER bill). I’m curious how this works when the ER bill is being processed to meet my deductible, but at the same time, subsequent visits I need to pay in full because they think I haven’t paid my deductible yet. When the ER bill does eventually come to me, does it get ‘refreshed’ to give me credit for the other visits? do I need to call them to re-calculate the bill?
submitted by /u/mrdlau [link] [comments]Read Morer/HealthInsurance

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