I’m considering getting an inpatient surgery that wouldn’t be covered before my deductible. My copay for inpatient surgery is a flat $750/day for “facility fee,” including physician/surgeon fees. My deductible is $2,000. If I assume the charges on the first day would exceed $2,000, would I be responsible just for the $2,000 then the $750/day for subsequent days? Are there other costs I could be responsible up to the OOP max that don’t fall under “facility fee” and “physician/surgeon fee?” In case it’s relevant, this is a silver marketplace plan.
submitted by /u/ForensicClams
[link] [comments]I’m considering getting an inpatient surgery that wouldn’t be covered before my deductible. My copay for inpatient surgery is a flat $750/day for “facility fee,” including physician/surgeon fees. My deductible is $2,000. If I assume the charges on the first day would exceed $2,000, would I be responsible just for the $2,000 then the $750/day for subsequent days? Are there other costs I could be responsible up to the OOP max that don’t fall under “facility fee” and “physician/surgeon fee?” In case it’s relevant, this is a silver marketplace plan. submitted by /u/ForensicClams [link] [comments]Read Morer/HealthInsurance