I know I can enroll in COBRA after the date of service to have retroactive coverage, but how does paying for health expenses work?
Get charged for service at cash/without insurance price, wait to pay the bill, enroll in COBRA, have provider send the claim to COBRA, receive new bill with insurance coverage, pay that bill?
If service requires payment at time of service, pay cash/without insurance price out of pocket, enroll in COBRA, submit claim yourself to COBRA, you get reimbursed by COBRA? How would that work since cash/without insurance price is different from insurance negotiated price?
How does prescription manufacturer savings card work with that? It can only be used after using insurance. Do you pay cash/without insurance price for the prescription, and then get reimbursed by both COBRA and manufacturer?
submitted by /u/bronzewtf
[link] [comments]I know I can enroll in COBRA after the date of service to have retroactive coverage, but how does paying for health expenses work? Get charged for service at cash/without insurance price, wait to pay the bill, enroll in COBRA, have provider send the claim to COBRA, receive new bill with insurance coverage, pay that bill? If service requires payment at time of service, pay cash/without insurance price out of pocket, enroll in COBRA, submit claim yourself to COBRA, you get reimbursed by COBRA? How would that work since cash/without insurance price is different from insurance negotiated price? How does prescription manufacturer savings card work with that? It can only be used after using insurance. Do you pay cash/without insurance price for the prescription, and then get reimbursed by both COBRA and manufacturer? submitted by /u/bronzewtf [link] [comments]Read Morer/HealthInsurance