How does the deductible plus out of pocket max work?

I have UHC that has a $2k deductible with a $3k out of pocket max. I paid over $5k out of pocket so I think that is too much, but UHC told me the real out of pocket max is the deductible plus the out of pocket max. That doesn’t sound right.

submitted by /u/Confident_Elephant_4
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I have UHC that has a $2k deductible with a $3k out of pocket max. I paid over $5k out of pocket so I think that is too much, but UHC told me the real out of pocket max is the deductible plus the out of pocket max. That doesn’t sound right.
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