I need short-term coverage, would having preexisting sleep apnea influence the success of a claim in the event that I need emergency surgery/intubation?

My PCP recommended I get testing for sleep apnea, I technically have this consult pending. All the short-term insurance plans I’ve seen mention that sleep apnea care wouldn’t be covered – which is fine.

HOWEVER – in the event that I need emergency surgery and intubation, my fear is that this outstanding potential diagnosis of sleep apnea may be used against me as a reason to deny the claim. I had to cancel one of my applications earlier today because the application asked whether I have any pending testing to evaluate for a potential chronic condition, and I didn’t feel comfortable answering “no” to that.

submitted by /u/CThunderfunk
[link] [comments]My PCP recommended I get testing for sleep apnea, I technically have this consult pending. All the short-term insurance plans I’ve seen mention that sleep apnea care wouldn’t be covered – which is fine. ​ HOWEVER – in the event that I need emergency surgery and intubation, my fear is that this outstanding potential diagnosis of sleep apnea may be used against me as a reason to deny the claim. I had to cancel one of my applications earlier today because the application asked whether I have any pending testing to evaluate for a potential chronic condition, and I didn’t feel comfortable answering “no” to that. submitted by /u/CThunderfunk [link] [comments]Read Morer/HealthInsurance

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