I work for a non-profit, and have a state sponsored health plan. I also got married in 2019 and started covering my husband, so my price went up. I should have paid more attention, but assumed it went up the right amount. But, now I am noticing in December that my employer is charging me for the CDHP plan, and I have an HRA, but all my cards are for the PPO and my visits have been mostly co-pays. This year, I listed the CDHP as my enrollment… could I get slammed next year? We didn’t utilize our insurance much, I have a ton left in my HRA.. should I restock my med cabinet on the fsa store or should I hold onto that in case they notice and take it back… or 27 days from the end of the plan year, should I play it cool? I’m kind of panicking.
TLDR: Paid for a CDHP, but have had the PPO all year but still have my HRA. It’s december… what happens now?
Thank you!
submitted by /u/UpgradeFeline
[link] [comments]I work for a non-profit, and have a state sponsored health plan. I also got married in 2019 and started covering my husband, so my price went up. I should have paid more attention, but assumed it went up the right amount. But, now I am noticing in December that my employer is charging me for the CDHP plan, and I have an HRA, but all my cards are for the PPO and my visits have been mostly co-pays. This year, I listed the CDHP as my enrollment… could I get slammed next year? We didn’t utilize our insurance much, I have a ton left in my HRA.. should I restock my med cabinet on the fsa store or should I hold onto that in case they notice and take it back… or 27 days from the end of the plan year, should I play it cool? I’m kind of panicking. TLDR: Paid for a CDHP, but have had the PPO all year but still have my HRA. It’s december… what happens now? Thank you! submitted by /u/UpgradeFeline [link] [comments]Read Morer/HealthInsurance