First off, I believe healthcare should be a guaranteed right by the government, as in, Universal Healthcare. But it’s not, not here in the United States.
Honestly, I would just go without health insurance without concern, if it weren’t for the fact that I’m physically dependent on several medications, one is an SSRI, another is a mood stabilizer, and the third is another antidepressant that prevents me from having rage outbursts that were getting worse.
The first two were prescribed 10 years for OCD. I recently read how horrible SSRI withdrawal is, and these meds are EXPENSIVE out of pocket (not to mention the doctor visits costs to even refill them).
My mom keeps claiming I can stay on my dad’s health insurance even after 26 if I get “documentation” from my doctor, but I find this very suspicious, like there’s DEFINITELY a catch to it, something that would negatively affect me, infringe on my basic liberty and human rights (I believe it would require me being under a guardianship, deemed incompetent by a judge, I’d rather die than be controlled as an adult).
I have a job. A very pathetic, miserable job, that I’m ashamed to have at my age, as well as constantly wanting to walk off and quit. It gets me nowhere in life anyway. I might need their insurance though, which will mean I’ll HAVE to work probably at least 30 hours a week, keeping me even more stuck there.
My mom keeps HEAVILY pushing me trying to stay on my dad’s insurance, because it’s covered SO MUCH, given me a lot of $0.00 copay medications, and only $25 copay for doctor visits (even $10 copay).
But if being able to remain on it longer, even if I somehow quickly secure a REAL JOB, and can secure my own health insurance that doesn’t cut out from an already microscopic paycheck, if it means some judge has to put me under a guardianship, under my parent custody, taking my adult rights away? I’d rather just kill myself right now, if that’s my only option.
I feel like I was given a disadvantage to life from the beginning, but particularly being hospitalized and forced onto pills at 16 years old, that I’ve just kept taking ever since, is kind of putting me in jeopardy, in a hostage situation.
I’d rather go on Obamacare or whatever they call government aid now, but I have nearly $10,000 in savings, which means I won’t qualify. Which means if it’s not from an employer, it has to be the marketplace, which is apparently up to $500-$600 a month? Even ObamaCare can apparently be that expensive, yet somehow they have the audacity to call it “Affordable” Care Act?
This is something that I REALLY can’t put off until last minute, like I unfortunately do with everything else in life.
I really hate the American healthcare system, but I can’t just move to another country.
submitted by /u/breakingpoint26
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First off, I believe healthcare should be a guaranteed right by the government, as in, Universal Healthcare. But it’s not, not here in the United States. Honestly, I would just go without health insurance without concern, if it weren’t for the fact that I’m physically dependent on several medications, one is an SSRI, another is a mood stabilizer, and the third is another antidepressant that prevents me from having rage outbursts that were getting worse. The first two were prescribed 10 years for OCD. I recently read how horrible SSRI withdrawal is, and these meds are EXPENSIVE out of pocket (not to mention the doctor visits costs to even refill them). My mom keeps claiming I can stay on my dad’s health insurance even after 26 if I get “documentation” from my doctor, but I find this very suspicious, like there’s DEFINITELY a catch to it, something that would negatively affect me, infringe on my basic liberty and human rights (I believe it would require me being under a guardianship, deemed incompetent by a judge, I’d rather die than be controlled as an adult). I have a job. A very pathetic, miserable job, that I’m ashamed to have at my age, as well as constantly wanting to walk off and quit. It gets me nowhere in life anyway. I might need their insurance though, which will mean I’ll HAVE to work probably at least 30 hours a week, keeping me even more stuck there. My mom keeps HEAVILY pushing me trying to stay on my dad’s insurance, because it’s covered SO MUCH, given me a lot of $0.00 copay medications, and only $25 copay for doctor visits (even $10 copay). But if being able to remain on it longer, even if I somehow quickly secure a REAL JOB, and can secure my own health insurance that doesn’t cut out from an already microscopic paycheck, if it means some judge has to put me under a guardianship, under my parent custody, taking my adult rights away? I’d rather just kill myself right now, if that’s my only option. I feel like I was given a disadvantage to life from the beginning, but particularly being hospitalized and forced onto pills at 16 years old, that I’ve just kept taking ever since, is kind of putting me in jeopardy, in a hostage situation. I’d rather go on Obamacare or whatever they call government aid now, but I have nearly $10,000 in savings, which means I won’t qualify. Which means if it’s not from an employer, it has to be the marketplace, which is apparently up to $500-$600 a month? Even ObamaCare can apparently be that expensive, yet somehow they have the audacity to call it “Affordable” Care Act? This is something that I REALLY can’t put off until last minute, like I unfortunately do with everything else in life. I really hate the American healthcare system, but I can’t just move to another country.
submitted by /u/breakingpoint26 [link] [comments]Read Morer/HealthInsurance
