Sorry if this is an obvious question but insurance is still very new to me. I’m 27 about to be 28 and live in PA. I signed up for marketplace health insurance through Pennie when I turned 26. I was able to get a plan through Highmark.
I feel as though I’ve never truly understood it because some people are telling me now that I shouldn’t have been able to get it since I had a job when I was 26 that offered it. But then I left that job and worked as an intern for the past year and wasn’t considered a full time employee so i didn’t think to cancel my insurance cause I did need it, since it wasn’t offered through work.
Now I have officially obtained full time employment again. My salary has also increased by a lot so I know I’m under obligation to provide Pennie with that info.
My question is, does that mean I have to go with my employers insurance? Or can I stay with my highmark plan through Pennie? (Depending on how much my premium would increase after providing my new salary) I might prefer to stay with my highmark insurance if the premium is still lower than my employer’s.
I’ve also tried contacting highmark and they couldn’t give me a straight answer and redirected me to Pennie. I called my agent through Pennie and she won’t return my calls so I had no idea who else to ask.
Thank you!
submitted by /u/Entire-Equivalent171
[link] [comments]Sorry if this is an obvious question but insurance is still very new to me. I’m 27 about to be 28 and live in PA. I signed up for marketplace health insurance through Pennie when I turned 26. I was able to get a plan through Highmark. I feel as though I’ve never truly understood it because some people are telling me now that I shouldn’t have been able to get it since I had a job when I was 26 that offered it. But then I left that job and worked as an intern for the past year and wasn’t considered a full time employee so i didn’t think to cancel my insurance cause I did need it, since it wasn’t offered through work. Now I have officially obtained full time employment again. My salary has also increased by a lot so I know I’m under obligation to provide Pennie with that info. My question is, does that mean I have to go with my employers insurance? Or can I stay with my highmark plan through Pennie? (Depending on how much my premium would increase after providing my new salary) I might prefer to stay with my highmark insurance if the premium is still lower than my employer’s. I’ve also tried contacting highmark and they couldn’t give me a straight answer and redirected me to Pennie. I called my agent through Pennie and she won’t return my calls so I had no idea who else to ask. Thank you! submitted by /u/Entire-Equivalent171 [link] [comments]Read Morer/HealthInsurance