I’m 29 years old.I got put on Medicaid / Pennsylvania County Insurance 5 years ago when I was in need of a 1 time inpatient care and was a college student. The facility had a social worker get it set up.
I really didn’t have any health problems after that and hardly used my insurance except to go to check ups and the dentist. The insurance seems to cover everything and has $0 copays.
My dilemma now is that I’ve been earning about 40k a year now for the past 4 years. I file my federal , local and state taxes as a self employed person and pay into Social Security and Medicare. They have never reached out to verify my new income or cut off my coverage.
Im in the hospital with sever ulcerative colitis and it seems I will need care for the rest of my life with expense infusions and colonoscopy.
I called an insurance agent and they told me to ride it out until I get kicked off. I do not want to be doing anything that can get me trouble, but I have also not lied to anyone.
I’m pretty sure a time will come when I need to purchase my own policy. The cost of this care can exceed my income of 40k per year. How do I begin trying to pay for my own insurance that will not bankrupt me.
Will anyone even insure me for less than the costs of my medication?
submitted by /u/Flat_Use3665
[link] [comments]I’m 29 years old.I got put on Medicaid / Pennsylvania County Insurance 5 years ago when I was in need of a 1 time inpatient care and was a college student. The facility had a social worker get it set up. I really didn’t have any health problems after that and hardly used my insurance except to go to check ups and the dentist. The insurance seems to cover everything and has $0 copays. My dilemma now is that I’ve been earning about 40k a year now for the past 4 years. I file my federal , local and state taxes as a self employed person and pay into Social Security and Medicare. They have never reached out to verify my new income or cut off my coverage. Im in the hospital with sever ulcerative colitis and it seems I will need care for the rest of my life with expense infusions and colonoscopy. I called an insurance agent and they told me to ride it out until I get kicked off. I do not want to be doing anything that can get me trouble, but I have also not lied to anyone. I’m pretty sure a time will come when I need to purchase my own policy. The cost of this care can exceed my income of 40k per year. How do I begin trying to pay for my own insurance that will not bankrupt me. Will anyone even insure me for less than the costs of my medication? submitted by /u/Flat_Use3665 [link] [comments]Read Morer/HealthInsurance