I know next to nothing about insurance, and the annual enrollment period is a massive source of stress for me. So if you can provide any amount of insight, I would appreciate it.
My company is offering a “[company name] Savings PPO” plan in which they contribute to an HSA monthly. I would really like to take advantage of this. Obviously the deductible and out of pocket max is high, but I’m otherwise young and healthy, so I’d be ok with this. However, I know that my current doctors only accept PPO insurance, and I was in a difficult position when I accidentally switched to a HDHP from the marketplace during a brief period of unemployment and no one would accept it. Obviously I don’t want to make this mistake again.
So, the issue is, while this plan has PPO in the name, it is not listed as one under “type.” It has an alphabet soup of letters that I think means it’s a consumer-driven healthcare plan. So could it also still be a PPO? Everything I’m seeing online is telling me that these are two different things, but then why say PPO in the name?
submitted by /u/conceptualgardening
[link] [comments]I know next to nothing about insurance, and the annual enrollment period is a massive source of stress for me. So if you can provide any amount of insight, I would appreciate it. My company is offering a “[company name] Savings PPO” plan in which they contribute to an HSA monthly. I would really like to take advantage of this. Obviously the deductible and out of pocket max is high, but I’m otherwise young and healthy, so I’d be ok with this. However, I know that my current doctors only accept PPO insurance, and I was in a difficult position when I accidentally switched to a HDHP from the marketplace during a brief period of unemployment and no one would accept it. Obviously I don’t want to make this mistake again. So, the issue is, while this plan has PPO in the name, it is not listed as one under “type.” It has an alphabet soup of letters that I think means it’s a consumer-driven healthcare plan. So could it also still be a PPO? Everything I’m seeing online is telling me that these are two different things, but then why say PPO in the name? submitted by /u/conceptualgardening [link] [comments]Read Morer/HealthInsurance