I’m trying to figure out if a more expensive insurance plan would save money in the long run with an expensive non-preferred brand drug, but I don’t understand the separate deductibles. The plan has an individual deductible of $2500 and a separate prescription drug deductible of $300. Prescriptions are “$X copay after deductible” so is that just the $300 prescription deductible that needs to be met or does the individual deductible also need to be met before the copay kicks in?
submitted by /u/AdmiralBonesaw
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I’m trying to figure out if a more expensive insurance plan would save money in the long run with an expensive non-preferred brand drug, but I don’t understand the separate deductibles. The plan has an individual deductible of $2500 and a separate prescription drug deductible of $300. Prescriptions are “$X copay after deductible” so is that just the $300 prescription deductible that needs to be met or does the individual deductible also need to be met before the copay kicks in?
submitted by /u/AdmiralBonesaw [link] [comments]Read Morer/HealthInsurance