My work place has offered insurance since 2017. We have been with BCBS since then with pretty great coverage.
I realized around December 15 that we still hadn’t received the paperwork to continue coverage with the PPP information so I started asking my supervisors and they weren’t super helpful.
Well, December 28th comes, I’m on “vacation” and I get a text from HR that says they emailed my enrollment paperwork and they need it by EOB that day!
I reviewed it. Completely different company, only one option for insurance, maybe increase in PPP cost. It was annoying as hell.
I sign for it cause we need insurance as no change in covered parties.
Is there a time frame here? Even one of my supervisors missed the opportunity to move to her husbands insurance because the cost and coverage would have been better.
I didn’t add my husband because it’s always been so expensive to add a spouse, but all my kids were covered. I realized on the 3rd that it would have been cost beneficial to add my husband and they said it was too late (he isn’t covered at all).
It’s the 17th and I was only able to log in to the insurance portal but I still don’t have our members info so I can’t make appts or get meds unless I pay out of pocket and then submit a claim.
In addition to that, one of my dependents aren’t listed as covered.
I feel angry that we were given literally 5 hours to make this decision.
Edit: I’m in Texas, working for a small business so they aren’t required to provide coverage.
submitted by /u/lolabologna
[link] [comments]My work place has offered insurance since 2017. We have been with BCBS since then with pretty great coverage. I realized around December 15 that we still hadn’t received the paperwork to continue coverage with the PPP information so I started asking my supervisors and they weren’t super helpful. Well, December 28th comes, I’m on “vacation” and I get a text from HR that says they emailed my enrollment paperwork and they need it by EOB that day! I reviewed it. Completely different company, only one option for insurance, maybe increase in PPP cost. It was annoying as hell. I sign for it cause we need insurance as no change in covered parties. Is there a time frame here? Even one of my supervisors missed the opportunity to move to her husbands insurance because the cost and coverage would have been better. I didn’t add my husband because it’s always been so expensive to add a spouse, but all my kids were covered. I realized on the 3rd that it would have been cost beneficial to add my husband and they said it was too late (he isn’t covered at all). It’s the 17th and I was only able to log in to the insurance portal but I still don’t have our members info so I can’t make appts or get meds unless I pay out of pocket and then submit a claim. In addition to that, one of my dependents aren’t listed as covered. I feel angry that we were given literally 5 hours to make this decision. Edit: I’m in Texas, working for a small business so they aren’t required to provide coverage. submitted by /u/lolabologna [link] [comments]Read Morer/HealthInsurance