Just turned 26 in OH – Confused on health insurance coverage…

I’m ‘eligible’ for about 105 different insurance options.

I’m 26, single, no kids, live with my parents working retail/Sports Coaching.

I’m looking for something that covers medical, dental, and vision and that works with my local hospitals.

Every plan that I look at – my local hospitals are ‘out of network’ – EVERY plan is an HMO plan. Maybe I’m misunderstanding something? (No PPO options at all?..)

I’m searching for major hospitals and getting nothing but red X’s. Do I have to search for a specific doctor in that hospital?

I’m just confused – I don’t want to pay for something where…when I go to use it the person behind the desk tells me it’s useless…

My job offers no medical benefits and no help on navigating getting them.

submitted by /u/NewfoundOrigin
[link] [comments]I’m ‘eligible’ for about 105 different insurance options. I’m 26, single, no kids, live with my parents working retail/Sports Coaching. I’m looking for something that covers medical, dental, and vision and that works with my local hospitals. Every plan that I look at – my local hospitals are ‘out of network’ – EVERY plan is an HMO plan. Maybe I’m misunderstanding something? (No PPO options at all?..) I’m searching for major hospitals and getting nothing but red X’s. Do I have to search for a specific doctor in that hospital? I’m just confused – I don’t want to pay for something where…when I go to use it the person behind the desk tells me it’s useless… My job offers no medical benefits and no help on navigating getting them. submitted by /u/NewfoundOrigin [link] [comments]Read Morer/HealthInsurance

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