Hello!
I moved from Oregon to New York. In Oregon, I was covered under medicaid at various points in my life and it covered pretty much everything entirely. After moving to New York, I was briefly covered under medicaid again. Then I got a job, joined their insurance, and was subsequently laid off.
I anticipated receiving coverage through medicaid again while I figure out my next steps after the lay-off, but I was just denied. And my medical bills are more than a can possibly cover in two weeks’ time, let alone in the time I have based on the money I saved (which isn’t much). I have type 1 diabetes, a blood disorder requiring many diagnostic tests, monthly eye injections that result in blindness if unreceived, and more. In other words, my medical expenses are so great that they require a certain minimum income that will take time for me to find– I cannot just accept any minimum wage job as that will actually cost me more by reducing other benefit eligibility.
Based on my extensive use of medicaid, it was my understanding that it worked as follows: if I make under $XYZ, then I’m covered. And at the time of applying for medicaid again, I was making $0 since I just left my job. But they look at all the money I made this past year and decided that’s too much; I’m ineligible. I would think that how much I’m making now ($0) is more relevant than how much I made before (~$20,000), but apparently that’s irrelevant to them.
So, what are my options? What can I do? I’m really scared; my doctor advised me that I could anticipate a sharp decline in my vision and eventual blindness if I don’t get this very expensive injection in a few days. (I didn’t purposefully delay dealing with all this– I was told that the work insurance would cover me through the end of the month but after fighting tooth and nail for them to honor that, it seems as though they aren’t. So, it turns out I’m needing medicaid at the eleventh hour.)
submitted by /u/blargonse7en
[link] [comments]Hello! I moved from Oregon to New York. In Oregon, I was covered under medicaid at various points in my life and it covered pretty much everything entirely. After moving to New York, I was briefly covered under medicaid again. Then I got a job, joined their insurance, and was subsequently laid off. I anticipated receiving coverage through medicaid again while I figure out my next steps after the lay-off, but I was just denied. And my medical bills are more than a can possibly cover in two weeks’ time, let alone in the time I have based on the money I saved (which isn’t much). I have type 1 diabetes, a blood disorder requiring many diagnostic tests, monthly eye injections that result in blindness if unreceived, and more. In other words, my medical expenses are so great that they require a certain minimum income that will take time for me to find– I cannot just accept any minimum wage job as that will actually cost me more by reducing other benefit eligibility. Based on my extensive use of medicaid, it was my understanding that it worked as follows: if I make under $XYZ, then I’m covered. And at the time of applying for medicaid again, I was making $0 since I just left my job. But they look at all the money I made this past year and decided that’s too much; I’m ineligible. I would think that how much I’m making now ($0) is more relevant than how much I made before (~$20,000), but apparently that’s irrelevant to them. So, what are my options? What can I do? I’m really scared; my doctor advised me that I could anticipate a sharp decline in my vision and eventual blindness if I don’t get this very expensive injection in a few days. (I didn’t purposefully delay dealing with all this– I was told that the work insurance would cover me through the end of the month but after fighting tooth and nail for them to honor that, it seems as though they aren’t. So, it turns out I’m needing medicaid at the eleventh hour.) submitted by /u/blargonse7en [link] [comments]Read Morer/HealthInsurance