Hey everyone! I have a question about Medicare and marketplace plans. Let me know if there is another sub this question would be better for.
With my parents, dad is turning 65 in the fall. Mom is currently has insurance through work. However, she is thinking about quitting. She said since they already had an account through the marketplace and since my dad and her file taxes together, she would have to go on his plan. She wouldn’t be able to get her own. With her on his plan, the deductible would go over $10,000. Big issue.
Would my dad turning 65 be a qualifying event and allow my mom to choose another plan? When I put her demographic info in on the marketplace website, I was able to find plans with much more reasonable deductibles.
Maybe I’m just an idiot or this whole insurance thing is. I appreciate any help or advice!
submitted by /u/fuzzybubly
[link] [comments]Hey everyone! I have a question about Medicare and marketplace plans. Let me know if there is another sub this question would be better for. With my parents, dad is turning 65 in the fall. Mom is currently has insurance through work. However, she is thinking about quitting. She said since they already had an account through the marketplace and since my dad and her file taxes together, she would have to go on his plan. She wouldn’t be able to get her own. With her on his plan, the deductible would go over $10,000. Big issue. Would my dad turning 65 be a qualifying event and allow my mom to choose another plan? When I put her demographic info in on the marketplace website, I was able to find plans with much more reasonable deductibles. Maybe I’m just an idiot or this whole insurance thing is. I appreciate any help or advice! submitted by /u/fuzzybubly [link] [comments]Read Morer/HealthInsurance