Hello, all!
I was enrolled in an ACA health insurance plan (via premium tax credits, PTC) for all of 2021. I had no idea that I was enrolled in this plan. I was also automatically re-enrolled for this year, 2022.
Long story short:
I had an ACA plan in 2020 (via PTC), and went through a broker. I told broker to disenroll completely for 2021. Broker agreed, yet apparently never disenrolled. Therefore, I had an ACA plan for all of 2021, and was also re-enrolled automatically for 2022 as well.
However, midway through the year (2021), I had moved to another state. I therefore was enrolled in an ACA plan for all of 2021 (and again, was also automatically re-enrolled for 2022) in a state in which I no longer lived for several months last year, and up to the present day.
I only discovered all of this when my recent tax return, to my surprise, was rejected for not including my ACA coverage information (which, to my knowledge, should not have existed in the first place).
My question is, is there any penalty or other legal implication for being enrolled in an ACA insurance plan in a state in which you are no longer a resident? Or can I simply disenroll from the plan in my old state, file taxes as normal (including the ACA information that should arrive in the mail soon), and move on?
For additional context, I did not transfer any ACA plan to my current, new state.
Thanks!
submitted by /u/imbraman
[link] [comments]Hello, all! I was enrolled in an ACA health insurance plan (via premium tax credits, PTC) for all of 2021. I had no idea that I was enrolled in this plan. I was also automatically re-enrolled for this year, 2022. Long story short: I had an ACA plan in 2020 (via PTC), and went through a broker. I told broker to disenroll completely for 2021. Broker agreed, yet apparently never disenrolled. Therefore, I had an ACA plan for all of 2021, and was also re-enrolled automatically for 2022 as well. However, midway through the year (2021), I had moved to another state. I therefore was enrolled in an ACA plan for all of 2021 (and again, was also automatically re-enrolled for 2022) in a state in which I no longer lived for several months last year, and up to the present day. I only discovered all of this when my recent tax return, to my surprise, was rejected for not including my ACA coverage information (which, to my knowledge, should not have existed in the first place). My question is, is there any penalty or other legal implication for being enrolled in an ACA insurance plan in a state in which you are no longer a resident? Or can I simply disenroll from the plan in my old state, file taxes as normal (including the ACA information that should arrive in the mail soon), and move on? For additional context, I did not transfer any ACA plan to my current, new state. Thanks! submitted by /u/imbraman [link] [comments]Read Morer/HealthInsurance