Just found out I’m pregnant! Hooray! However, because I live in the United States, I’m panicking already about health insurance. I checked my benefits which are almost always amazing, low copay, no deductibles, PPO, the best. But under restrictions/limits for maternity coverage it says “No coverage for: Doula (labor aide) Prenatal, labor and delivery for dependent child (except complications of pregnancy) Dependent maternity only covered in cases where there are clinical complications. Exception: An eligible child is covered for routine prenatal office visits, gestational diabetes screening,lactation counseling, clinical complications and breast pumps only. NO coverage for other services or expenses related to an eligible child’s pregnancy, birth or pregnancy related condition.”
Am I screwed? I guess I can sign up for the insurance through my employer but their plan is expensive and SHITTY. TIA.
submitted by /u/abbottjul
[link] [comments]Just found out I’m pregnant! Hooray! However, because I live in the United States, I’m panicking already about health insurance. I checked my benefits which are almost always amazing, low copay, no deductibles, PPO, the best. But under restrictions/limits for maternity coverage it says “No coverage for: Doula (labor aide) Prenatal, labor and delivery for dependent child (except complications of pregnancy) Dependent maternity only covered in cases where there are clinical complications. Exception: An eligible child is covered for routine prenatal office visits, gestational diabetes screening,lactation counseling, clinical complications and breast pumps only. NO coverage for other services or expenses related to an eligible child’s pregnancy, birth or pregnancy related condition.” Am I screwed? I guess I can sign up for the insurance through my employer but their plan is expensive and SHITTY. TIA. submitted by /u/abbottjul [link] [comments]Read Morer/HealthInsurance