Need help deciding what kind of plan

I go to the veterans hospital for the but need a second opinion which will involve MRI probably.

I see a hmo zero deductable for four hundred premium and says MRI is only 200 this is bright health.

Should I take chance with hmo and this seems like good deal or since I know what I need do I get a ppo? .

Help me please thank you

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I go to the veterans hospital for the but need a second opinion which will involve MRI probably. I see a hmo zero deductable for four hundred premium and says MRI is only 200 this is bright health. Should I take chance with hmo and this seems like good deal or since I know what I need do I get a ppo? . Help me please thank you
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