I started a new job this week and we have United Health Care .
My options for health insurance are a 5,000 deductible which only cost 30 dollars ( not including dental and vision ) per pay period
3,000 deductible which cost about 70 dollars ( not including dental and vision ) per pay period
2,000 co pay deductible which is about $130 per pay period ( not including dental and vision )
I am 29 years old I usually go to the doctor for routine check ups or if I’m really sick ( like a flu ) . My biggest thing is I see a therapist Atleast twice a month .
I do have a lot of extensive dental work that needs to be done but I’m planning to save up for that as I know what I need won’t be covered by my insurance .
I don’t know if I can afford the $3000 deductible but the $5000 deductible seems like I won’t be getting my moneys worth . Any help is gladly appreciated .
submitted by /u/melaninharley92
[link] [comments]I started a new job this week and we have United Health Care . My options for health insurance are a 5,000 deductible which only cost 30 dollars ( not including dental and vision ) per pay period 3,000 deductible which cost about 70 dollars ( not including dental and vision ) per pay period 2,000 co pay deductible which is about $130 per pay period ( not including dental and vision ) I am 29 years old I usually go to the doctor for routine check ups or if I’m really sick ( like a flu ) . My biggest thing is I see a therapist Atleast twice a month . I do have a lot of extensive dental work that needs to be done but I’m planning to save up for that as I know what I need won’t be covered by my insurance . I don’t know if I can afford the $3000 deductible but the $5000 deductible seems like I won’t be getting my moneys worth . Any help is gladly appreciated . submitted by /u/melaninharley92 [link] [comments]Read Morer/HealthInsurance